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  • Auto Insurance

Tips to Lower Car Insurance Costs for Young Drivers with Appa Insurance

Introduction: Why Insurance Costs for Young Drivers Matter When you add a young driver to your car insurance policy, it’s no secret that premiums can skyrocket. Insurance companies typically see young drivers, especially those under 25, as higher-risk individuals. Fortunately,…

  • Chase Caudill
  • September 27, 2025
  • Auto Insurance

What To Do After a Minor Fender Bender: A Complete Guide

Minor

Understanding a Minor Fender Bender What Counts as a Minor Fender Bender A minor fender bender usually involves low-impact collisions, slight scrapes, or hitting debris. These incidents cause limited damage and rarely involve injuries. Even though the impact seems small,…

  • Chase Caudill
  • September 12, 2025
  • Auto Insurance, Tips

5 Costly Auto Insurance Mistakes Every Driver Should Avoid

Many drivers unknowingly make mistakes that cause their auto insurance rates to rise and their coverage to weaken. From canceling policies to choosing inadequate limits, these errors can have lasting financial consequences. Understanding the most common auto insurance mistakes helps…

  • Chase Caudill
  • August 29, 2025
  • Auto Insurance, Tips

The Benefits of Working with an Independent Insurance Agent: Why APPA Insurance Is Your Trusted Partner

1. Introduction: Why Choosing the Right Insurance Matters Insurance protects our assets, vehicles, and businesses from unexpected risks, making it a vital investment. However, the process of selecting the right coverage can be overwhelming with numerous companies and policies to…

  • Chase Caudill
  • August 15, 2025
  • Business Insurance

Understanding General Liability Insurance: What It Covers and What It Doesn’t for Your Business

In the unpredictable world of business, one thing is certain: risks are lurking around every corner. Whether you’re a budding entrepreneur or a seasoned business owner, safeguarding your enterprise with the right insurance is not just smart—it’s essential. Enter general…

  • Chase Caudill
  • May 28, 2025
  • Auto Insurance

Collision Coverage: A Key Component of Your Auto Insurance Policy

Collision

When we talk about auto insurance, the term ‘collision’ often comes up, especially when distinguishing between types of coverages under what many refer to as ‘full coverage.’ Full coverage is an umbrella term that typically includes both collision coverage and…

  • Chase Caudill
  • March 17, 2025
  • Auto Insurance, Tips

Young Drivers: Top 5 Channels You Must Subscribe to Now!

Are young drivers ready to revolutionize their driving experience from the get-go? Subscribing to savvy YouTube channels isn’t just an option; it’s a necessity in today’s fast-paced world. For learners behind the wheel, it’s about more than passing the driving…

  • Chase Caudill
  • December 27, 2024
  • Auto Insurance

Rental Car Coverage: Buy theirs or Use Yours?

When you’re standing at the rental car counter, you’re faced with a decision that could impactyour wallet and peace of mind significantly: should you opt for rental coverage for auto, or juststick with your personal car insurance? While many might…

  • Chase Caudill
  • November 1, 2024
  • Auto Insurance

Comprehensive Coverage: What it Covers and Why You Need It

Comprehensive coverage isn’t just an add-on to your auto insurance—it’s a necessity thatdoesn’t get the spotlight it deserves. Often lost in the fine print, comprehensive coverage is theunsung hero that steps up when the unexpected strikes your vehicle. Whether it’s…

  • Chase Caudill
  • October 30, 2024
  • Life Insurance

Why You Need More than your Work Place Life Insurance

Understanding workplace life insurance is crucial because it often does not transfer when you leave your job. Whether you are planning for retirement or considering a job switch, knowing the limitations of your workplace life insurance can help you make…

  • Chase Caudill
  • September 5, 2024
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  • Address: 789 N US HWY 23 Paintsville, Kentucky 41240
  • Phone: (606)-887-1440
  • Email: agents@appainsurance.com

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